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Interest Rates

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Latest rate of Interest offered by bank from 01/02/2024

Rate of Interest Senior Citizen
Saving deposit 2.75% 2.75%
30-45 days 3.25% 3.25%
46-179 days 4.75% 4.75%
180 days and above Less then 1 Year 5.75% 5.75%
1 Year 6.75% 7.25%
2 Year 6.75% 7.25%
3 Year 7.00% 7.50%
4 Year 7.00% 7.50%
5 Year 7.00% 7.50%
Senior citizen (Above 60Yrs) 0.65%

Rate of Advances:

Rate of Interest
PERSONAL LOAN 15%
PROPERTY MORTGAGE LOAN 9.50%
HOUSING LOAN 8.85%
VECHICLE LOAN(TWO WHEELER) 8.85%
CAR LOAN 8.85%
GOLD LOAN 9.00%
LIC/NSC/KVP LOAN 9.50%
CC/HP/Term LOAN 9.50%
PLAN MACHINARY LOAN 9.50%
COMMERCIAL VEHICLE 10.00%
CUM LOAN 10%
EDUCATION LOAN 8.85%
BUSINESS LOAN WITHOUT MORTGAGE 12%
BANK FDR LOAN 1% more

CIBIL SCORE LOADING
SCORE 800 & MORE ABOVE RATE
SCORE 700 TO 799 BETWEEN RATE + 0.25%
SCORE 600 TO 699 BETWEEN RATE + 0.50%
SCORE 600 TO LESS RATE + 0.1%

RECURRING DEPOSITS

Rate of Interest Senior Citizen
12 MONTHS 6.75% 6.75%
24 MONTHS 6.75% 6.75%
36 MONTHS 7.00% 7.00%
48 MONTHS 7.00% 7.00%
60 MONTHS 7.00% 7.00%

SUBHLAXMI DEPOSITS

Rate of Interest Senior Citizen
12 MONTHS 6.75% 7.25%
24 MONTHS 6.75% 7.25%
36 MONTHS 7.00% 7.50%
48 MONTHS 7.00% 7.50%
60 MONTHS 7.00% 7.50%
SENIOR CITIZEN 0.50% more